WesBank, MFC, and Absa decline viable buyers every day. Your F&I simply shares one referral link—CBF rehabilitates their credit and returns them approved to take delivery.
Thabile was declined for a VW T-Cross 1.0 TSI R-Line due to prescribed debt listings and debt-to-income utilization. The F&I spent exactly 30 seconds sharing the dealership's CBF referral link.
Your staff never manages the client. You simply hand them off and wait for the "Sign-Ready" bank approval notification.
When a buyer is turned down by lenders, your F&I simply hands them your unique dealership referral QR card or link. Takes under 30 seconds.
CBF runs automated intake triage (verifying income and screening out active debt review), legally disputes prescribed debt listings under NCA Section 126B with TransUnion, Experian & XDS, and elevates bureau tier scores. 100% handled by CBF with zero dealer staff admin.
Once the customer reaches bank approval criteria, they are routed exclusively back to your showroom floor. Your F&I signs the deal and captures the gross.
Debt review kills vehicle finance deals for 5 years. Our protocol re-establishes bankability.
| Criteria | Debt Review (Debt Counselling) | CBF Recovery Protocol |
|---|---|---|
| Timeline to Finance | Locked for up to 60 Months | 30 to 90 Days Average |
| Bank Lending Stance | Automatic System Reject / Blacklist | Active Pathway to Tier Approval |
| Dealership Workload | High Dispute Paperwork | Zero Dealer Involvement |
| Dealership Profit | Deal Lost Completely | 100% Retained by Dealership |
Engineered to pass your dealership group's strictest legal and POPIA requirements.
Model your showroom floor's exact finance drop-offs to see your recoverable margin and weekly cost of inaction.
*Context: SA dealerships experience 50%–65% bank turn-down rates (e.g., 40 total apps yields ~20 declines).
Estimated Monthly Recovery
R 200,000
8 Approved Vehicles SalvagedNo generic sales pitches. We dive directly into your dealership's actual turned-down leads and show you how to recover them.
We take a deeper look at your current leads to diagnose what's causing the rejections—whether prescribed debt listings, debt-to-income utilization, or tier score thresholds.
A direct demonstration of how CBF recovers those turned-down leads into approved buyers, modeling your dealership's exact volume and recovered vehicle numbers.
How we implement this protocol into your dealership as cost-effectively as possible—with R0 upfront fees, zero staff workload, and 100% deal profit retained by you.
Book a 15-minute Dealership Lead Audit. We'll examine your current rejections, demonstrate how CBF recovers those buyers, and show you the most cost-effective way to implement it on your floor.
Book Dealership Lead Audit15 Minutes • Tailored to Your Dealership's Specific Data • No Obligation
Franchised and independent dealership brands nationwide
